Cassone Depositi e Prestiti has introduced new investment options for postal frugivores with higher returns. The comparison between interest rates and net profits allows consumers to identify the most convenient investments for different saving needs. In summary: CDP has launched the issuance of seven new series of BFP (Postal Frugivores Bonds) in the Italian financial sector.

The higher yield of the products with final bonus requires the preservation of capital until maturity; the interest on postal bonds is subject to the supplementary tax of 12.50%; postal bonds, postcards, and state securities are excluded from the ISEE movable property up to a maximum of 50,000 euros for household members (Article 1, point 183, of Law 213/2023 and DPCM 13/2025). Postal bonds for 2026: the series and new yields include products with durations from six months to twenty years, reserved for investors who invest new liquidity or renew savings at maturity, and dedicated to minors. Cassa Depositi e Prestiti has updated seven series on September 22nd, replacing previous issuances of various products.

The annual interest rates indicated by Poste Italiane vary depending on duration and contractual conditions. Products with additional bonuses require the preservation of capital until maturity; those reserved for certain categories of savers provide further requirements. The yields refer to the scheduled maturity of each product.

Bonuses and durations Yield Annual Interest Rate Postal bond for one year 3.25% Postal bond with premium 2.25% for minors access to the elderly Postal bond with Cedola 2.46% as internal rate of return Postal bond with 3×4 with bonus 2.99% for final bonus included Postal bond with 3×4 with bonus 3.46% for final bonus included Postal bond with 3×4 with bonus 3.69% for final bonus included Postal bond ordinary 2.50% for minors up to 50,000 euros maximum for household members (as of October 2026). For the Postal bond with Cedola is shown the internal rate of return; for the 3×4 bonds are included the final bonuses. This offer also includes the Postal bond for simple savings, linked to a periodic subscription plan, the indexed to the Italian inflation and the Postal bond for the Future, intended for the creation of income in the future after retirement.

These products have remuneration mechanisms that require… The Ministry of Economy and Finance has promoted the update of postal frugivore products to offer consumers a different approach to investment options. This update was promised through Cassa Depositi e Prestiti to provide consumers with a different approach to investment options.